Punjab JET Notification Punjab Joint Entrance Test Date Form Eligibility Prospectus

Punjab JET 2010 Notification

Punjab Joint Entrance Test Notification 2010

INTRODUCTION

The Punjab State Board of Technical Education and Industrial Training is an autonomous body created under the Punjab State Board of Technical Education and Industrial Training Act, 1992. The Board conducts Joint Entrance Test (JET) for admissions to various diploma courses being run in the institutions affiliated to the Board. This year the test will be conducted on 22nd May, 2010(Saturday).

This prospectus gives detailed information relating to the procedures and other conditions for JET-2010 and Admissions. Candidates are advised to carefully go through all the parts of prospectus before applying for JET and they must retain this prospectus with them till the admission process is over.

2. THE JET EXAMINATION DETAILS

a) The JET will be conducted by the Board for admission to various diploma courses listed at page 20 which are being offered or are proposed to be offered in the Institutions listed at page 21. The details regarding the number of seats for which admissions are to be made in different institutions and courses can be seen at page 42-49. The Notification issued by Punjab Government, Department of Technical Education and Industrial Training may be referred to in this connection (reproduced in part -IV of the prospectus).

b) The admission to institutions will be based on the relative merit of the candidates in the JET in their respective category. Reservation shall be as per reservation policy of Government of Punjab/UT Chandigarh.

c) SCHEDULE : The JET will be conducted as per the schedule given below :

22/05/2010 (Saturday) between 10.00 am to 1.00 pm The candidates must reach the examination centre by 9.30 am. In case there is any change in the date of the JET, the same will be notified through the Newspapers.

d) SYLLABUS : The syllabus for this test is broadly based upon the syllabus prescribed for Matriculation Examination (i.e. 9th and 10th classes) of Punjab School Education Board. Subject wise details of syllabus for JET-2010 are given in part-II of the Prospectus.

e) EXAMINATION SCHEME : JET-2010 will have one paper of 200 questions (English-25, Aptitude-25, Mathematics- 50, Physics-50, Chemistry-50). The unit wise allocation of marks is given alongwith syllabus. The question paper will be printed both in English and Punjabi. The question paper will have multiple choice objective type questions only. There will be negative marking in the JET @ 25% for each incorrect response. The objective type questions shall be answered on a preprinted Optical Mark Reader (OMR) answer sheet. The candidate is required to mark his/her responses as per instructions given on the OMR answer sheet. Examples from Model test papers are given on pages 26-32.

f ) EXAMINATION CENTRES : The JET will be conducted at the places mentioned below. The exact location of the Examination Centre at these places will be intimated in the Admit Card, which shall be issued to the candidates on acceptance of their Application Form by the Board

3. ELIGIBILITY CRITERIA

The test shall be open to candidates who have passed the Matriculation or equivalent examination in Mathematics, Science (Physics, Chemistry and Biology) and English, provided that a candidate who has appeared for the qualifying examination but whose result has not been declared shall be admitted provisionally to the Joint Entrance Test but his/her candidature shall be cancelled if he/she fails to qualify in the examination or fails to produce the proof of his having qualified at the time of counselling. Such candidates will have no claim,whatsoever, with regard to the admission to any course. For details about eligibility criteria please refer to Government Notification No. 13/2/2010-1TE-2/573 dated 11.02.2010 in part-IV of the Prospectus.

4. PROCEDURE FOR APPLYING FOR THE JET

A) AVAILABILITY OF PROSPECTUS :

The JET Prospectus-cum-Application Form can be obtained from the office of the Board or Polytechnic Institutions or designated branches of Punjab National Bank / HDFC Bank as mentioned at page 2-7 of the prospectus by making a payment of Rs. 250/- at the counter.

Candidates may obtain JET-Prospectus by post also by sending a demand draft of Rs. 300/- in favour of the “Secretary, Punjab State Board of Technical Education and Industrial Training” payable at “Chandigarh”, which should preferably reach the office of the Board atleast ten days before the last date of receipt of application form. The candidate must write his/her name, father’s or mother’s name and address on the reverse of the bank draft. However, the Board shall not be responsible for any postal delay. Any request made to the Bank for supply of Prospectus by post shall not be entertained. In case copies of JET-Prospectus are sold out before the last date at any of the places listed at page 2-7 then the same may be obtained from the office of the Board at Chandigarh.

b) SUBMISSION OF APPLICATION FORM

The JET Application Form(also referred to as OMR Form) complete in all respects should be enclosed in the envelop supplied with the prospectus and deposited at a designated Bank branch listed at page 2-6. The examination fee should be paid in cash @ Rs. 520/- (for General and other categories) and Rs. 260/- (for SC/ST) along with the application form in one of the bank branches of Punjab National Bank / HDFC Bank. In case the application form is sent by post/courier, it should be accompained by Demand Draft of Rs. Rs. 520/- (for General and other categories) and Rs. 260/- (for SC/ST) drawn in the favour of “Secretary, Punjab State Board of Technical Education & Industrial Training” payable at “Chandigarh”. However, candidates are advised to submit the forms at the bank branches and get the required acknowledgment.

The candidates are advised to retain with them the photocopies of the filled Application Forms/Bank draft/ postal receipt/acknowledgement receipt.

CAUTION : JET APPLICATION FORM SUPPLIED ALONG WITH THIS PROSPECTUS IS TO BE DECODED BY A COMPUTER BASED MACHINE. THEREFORE, THE CANDIDATES ARE ADVISED TO PAY PARTICULAR ATTENTION TOWARDS FILLING OF THE OMR APPLICATION FORM. CANDIDATES ARE ADVISED TO READ INSTRUCTIONS AT PAGES 16 TO 19 TO UNDERSTAND THE CORRECT METHOD FOR FILLING UP THE FORM.

c) REGARDING DUPLICATE ADMIT CARD

Candidates who do not receive the Admit Card by 18th May, 2010, may contact Board’s office on 19,20 and 21 May for issue of Duplicate Admit Cards. Admit Card can only be issued after showing photocopy of the submitted Application Form and acknowledgement slip from the Bank or proof of having posted the Application Form in time. However, the Board reserves the right of not issuing duplicate Admit Card if in the opinion of the Board such an issue is not justified. A copy of the Admit Card is also available in the Board’s websites. Candidates, who do not receive Admit Card by post, can take a print out from websites and proceed to the Examination centre alongwith a copy of the passport size photograph.

5. GENERAL INFORMATION

i) For appearing in JET, the candidate has to submit the original OMR Application Form which has been supplied by the Board along with the Prospectus. A photocopy of this form is not valid.

ii) The candidate must fill the application form in his/her own hand writing.

iii) Incomplete OMR Application Form is liable to be rejected.

iv) All the applicants are advised to check the Board’s website for confirmation of the receipt of their application form.

v) Candidates who do not receive the Admit Card in atleast 7 days before the examination date, should contact the Registrar of the Board with photo copy of the submitted

Important Note

* Candidates are advised to read all Parts i.e. Part I, II, III and IV of the prospectus carefully before submitting the Application Form.

* This prospectus is for information only and does not constitute a legal document.

*Any change in the schedule of examination / admissions will be notified through press / website.

*Reservations of seats in the affiliated institutions in Punjab shall be as per the policy of Government of Punjab, and for the institutes located at Chandigarh the reservation shall be as per the policy of Chandigarh Administration. The seat break up given in this prospectus is tentative which may be altered or corrected in consequence of the change in number of seats by AICTE/Govt.

*The contents in Punjabi are a translation of the English text. For any difference, the English version shall prevail.

* The schedule of on-line counseling shall be notified through the Newspaper. No separate intimation letters will be sent to qualified candidates. Admissions are likely to be held in July’ 2010.

* Candidates must keep this prospectus with them till the process of admission is completed.

* Candidates who have qualified the JET-2010 and desire to seek admission must register on the counseling websites as per the counseling schedule.

For more details click here

Punjab JET 2010 Notification

Punjab Joint Entrance Test Notification 2010

Osmania University BEd Entrance Test Model Paper Sample Paper

Osmania University B. Ed Distance Mode Entrance Test Model Paper Osmania University BED Sample Paper

Osmania University BEd Distance Mode Entrance Test Model Paper

Applications are invited for entrance test and admission into B.Ed. (Distance Mode) 2009-2010. Teachers with a bachelor degree serving in a recognized school located in Osmania University local area and having at least two years experience of school teaching are eligible to apply. The eligibility criteria and other information are given in information brochure.

Click Here for Model Test Paper

Tags: osmania university osmania university b.ed distance mode entrance test papers osmania university b.ed distance mode entrance test sample questions osmania university b.ed entrance test model papers osmania university b.ed entrance test papers

Osmania University BEd Entrance Test Model Paper

Osmania University BEd Entrance Test Model Paper Osmania University BEd Distance Mode Entrance Test Model Paper

Model Paper

(1 — 5) Read the passage carefully and mark the correct answers:

The lack of sleep might be known better as an adult malady, the affliction of the overworked professional. But, it now appears that children are not shielded from this lifestyle malaise – and it is beginning to tell on their health. Children who get less than eight and a half hours of sleep at night are six times more likely to be obese, reveals a research study by doctors. The research was published during the Insomnia Awareness Week, this April. In fact, shortened sleep, it was found, poses twice the risk of childhood obesity than does eating fried food six times a week. Further, there has been an observable change in the lifestyle of children, who now face multiple demands, many of which cut into their sleep time. There is the pressure of studies, the long travel time to school, and the influence of their parents’ lifestyle and routine, all of which inevitably have an impact on them. Among sedentary activities, watching television has a special impact. Children who watch television for an hour and a half or more per day are 19 times more likely to be overweight than those who watch TV for 45 minutes or less.

1. Watching the television for a long duration leads to

(1) insomnia (2) greater likelihood of obesity

(3) formation of sedentary habits (4) facing multiple demands

2. Sleeplessness in children is contributed to by

(1) lack of sufficient sleep

(2) multiple demands on their time

(3) parental influence on their routine

Osmania University B. Ed Distance Mode Entrance Test Model Paper

CSIR-Nehru Science Postdoctoral Research Fellowship Scheme

CSIR-Nehru Science Postdoctoral Research Fellowship Scheme

CSIR-Nehru Science Postdoctoral Research Fellowship Scheme

Council of Scientific and Industrial Research (CSIR), an ensemble of 37 state-of-the art institutes, is amongst the foremost scientific and industrial research organizations. Over the years, this unique organization has helped India usher in a scientific milieu, creating and nurturing talent in a wide variety of S&T domains, spawned many organizations, many disciplines and most importantly has served as a nursery and training ground for most of India‟s talented scientists and technologists. CSIR annually publishes over 3800 papers in science journals and holds over 3000 patents.

“CSIR-Nehru Science Postdoctoral Research Fellowship Scheme” has been instituted to identify promising young researchers with innovative ideas and provide them with training and research opportunities in niche areas of basic science, engineering, medicine and agriculture. The scheme aims at facilitating their transition from mentored to independent research career. CSIR intends to offer one hundred (100) such fellowships every year to promising fresh PhD holders for working in CSIR laboratories with state-of-art R&D facilities.

Eligibility: PhD degree holders within three years of award of PhD degree, or those who have submitted PhD theses. Applicants who are about to submit thesis are also eligible to apply, but their selection will be subject to the condition that they would have submitted thesis before the expiry of the validity of the award offer. Applicants should have research publications in high impact SCI journals.

Though CSIR Nehru Science Postdoctoral Research Fellowship is open to Indian nationals, Persons of Indian Origin (PIO) and Overseas Citizen of India (OCI), a certain number (up to 20%) of fellowships may be offered to foreign nationals.

Maximum Age Limit: 32 years, relaxable upto 5 years in case of SC/ST/OBC/Physically handicapped and women candidates.

Tenure: Two years and extendable for maximum one more year based on outstanding performance and recommendation from the Director of the CSIR lab where working.

Remuneration: CSIR Nehru Science Postdoctoral Fellows will be paid a consolidated fellowship of Indian Rs. 35,000/- per month plus House Rent Allowance (HRA) as admissible and a contingency grant of Rs. 3.0 lakh per annum. 25% of the contingency grant can be used for domestic and international travel including per diem expenses.

Mode of selection: Eligible candidates can apply in the prescribed format, available on the website www.csirhrdg.res.in, any time of the year. However, the selections will be made twice a year, in the months of June and December. Applications received two months before the

scheduled interview date will be considered for short listing and calling for interview. Eligible candidates must route their applications through the sponsoring CSIR laboratory.

Selections to the “CSIR-Nehru Science Postdoctoral Research Fellowships” will be made based on the presentation of the proposed research project followed by interview of short listed candidates by specially constituted Committees. Applicants from abroad may also be considered in absentia, if eligible. Selection of foreign nationals will be subjected to clearance by ISTADS, CSIR.
Accommodation and other benefits: Accommodation may be provided by CSIR laboratories if available. CSIR rules on leased accommodation are being reviewed in the light of „Sixth Pay Commission‟ recommendations and will be made applicable as and when approved. CSIR Nehru Science Postdoctoral Fellows will be entitled for Medical benefits as per the CSIR rules for Research Associates.

Other relevant information:
(i) Candidates who have worked for their PhD from a particular CSIR laboratory will not be eligible for becoming a PDF in the same CSIR laboratory under this scheme.
(ii) 20% of the fellowship amount will be paid as lump sum at the end of completion of 1st and 2nd year, respectively.
(iii) Selected candidates are expected to join within four months of effective date of award. All other rules and regulations will be as applicable to CSIR Research Associates (can be seen at www.csirhrdg.res.in). Further, in all matters, the decision of CSIR shall be final.
List of CSIR laboratories and their R&D activities can be seen at www.csir.res.in. For more information about CSIR labs, please visit the website of the individual laboratory.

How to Apply
Please read the instructions, given at Annexure-I, carefully before filling the Application Form. The Application Proforma is given as Annexure-II. Application received without the Attestation of the Director of the Sponsoring CSIR laboratory will be rejected.

Where to Apply
Applications duly filled in the prescribed format and complete in all respect should be sent to:

Ms Sushila Khilnani,
Scientist-G

Human Resource Development Group,
CSIR Complex, Library Avenue,
Pusa, New Delhi-110012
Email : skhilnani@csirhrdg.res.in
Tel : 011-25846077
“Application for CSIR-Nehru Science Postdoctoral Research Fellowship” should clearly be written on top of the envelope containing application form.

UPCMET MBBS Admission Combined Medical Entrance Test date from

UPCMET 2010 UP Combined Medical Entrance Test 2010
     
UPCMET 2010 MBBS admission 2010

UP Unaided Medical Colleges Welfare association is conducting FIFTH (from 2006) UP Combined Medical Entrance Test (UPCMET)-2010 as per the directions of Hon'ble High Court for admission to MBBS 1st Year for academic year 2010-2011 in Non-Minority Unaided Medical Colleges of Uttar Pradesh.

UP Unaided Medical Colleges Welfare Association is a consortium of Unaided Non Minority Medical Colleges in Uttar Pradesh formed under the directions of the Hon'ble Supreme Court judgement in Islamic Academy of Education Vs. State of Karnataka.

The Association has been registered under the Societies Registration Act (Act No. 21 of 1860), Registration No. 346/2006/07 dated 20. 07. 2006. The Association is an authority to conduct Uttar Pradesh Combined Medical Entrance Test "UPCMET" for admission in the First Year of MBBS course of the member colleges.

Eligibility:     

Eligibility to appear in UPCMET-2010

1) Educational Qualification as per the MCI norms.

2) 17 years of age and not crossed 25 years as on 31st December, 2010

3) Reservation as per Govt. order applicable at the time.

How To Apply:      

Availability of Forms: Forms will be available through the following modes:

1) Cash Counter of the Participating Member Institutions on Payment of Rs 1000/- in cash upto 20th April 2010.

2) By post from Co-ordinator UPCMET-2010,  First Floor, Anand Ashram Complex, Rampur Garden, Bareilly - 243001 (UP) on sending DD of Rs 1050/- along with 2 Stickers of the Postal Address on which form is to be Sent.

3) On Cash Payment of Rs 1000/- from Branches of Oriental Bank of Commerce as Mentioned on the Website.

Date of Entrance test: 30 May 2010 (Sunday)

Sale of Information Brochure: 18 Feb 2010 (Thursday)

Last date of Submission: 30 Apr 2010 (Friday)

Tamilnadu CET TANCET Notification Application Form Date eligibility

Tamilnadu CET-2010

The Anna University (Chennai) will conduct the 2010 edition of the Tamil Nadu Common Entrance Test (TANCET) on May 29 and 30, 2010 . It is mandatory for students aspiring to join MBA, MCA, ME, MTech, M.Arch and MPlan postgraduate degree courses to appear for the TANCET.

TANCET 2010 Notification

Applications are invited for the TANCET 2010 to be conducted by Anna University Chennai on behalf of the Government of Tamil Nadu on May 29 and 30 2010 from candidates who seek admission to 1. M.B.A., 2. M.C.A. A and 3. M.E. / M.Tech., / M.Arch. / M.Plan. Degree programmes in Tamil Nadu for the year 2009-10 offered at University Departments of Anna University Chennai, Anna University Coimbatore, Anna University Trichy, Anna University, Tirunelveli, Govt. Engineering, Arts and Science Colleges, Govt. Aided Engineering, Arts & Science Colleges, and Govt. Quota seats in self-financing Engineering, Arts & Science Colleges / standalone Institutions. Some Universities and Self–Financing Engineering Colleges may also opt to admit the students on the basis of TANCET for their quota of seats.

Other State candidates can appear for the entrance tests but, admission is subject to the eligibility conditions of the admitting authority / University.

TANCET 2010 ELIGIBILITY

1. MBA: A pass in any Degree with 10 + 2 + 3/4 years pattern or a pass in any Degree with 10 + 3 (Diploma) + 3 years pattern.

2. MCA: A pass in any degree with 10 + 2 + 3/4 years pattern with Mathematics at + 2 level or Mathematics/Statistics as one of the subjects at the degree level or a pass in 10 + 3 (Diploma) + 3 years pattern with Mathematics at Diploma level or Mathematics / Statistics as one of the subjects at the degree level.

3. M.E./M.Tech./M.Arch./M.Plan.: Details of the eligibility conditions will available in the website: www.annauniv.edu check out Eligibility Qualifications for admission to M.E./M.Tech./M.Arch./M.Plan degree programmes in Anna Universities

Those who are appearing for final year / semester examination of the above qualifying degree in April / May 2010 can also apply for TANCET 2010.

TANCET 2010 APPLICATION PROCESS

Application Form is common for all the three entrance tests. Candidates have to submit only one application. The candidates have to pay a fee of Rs.300/- (Rs.150/- for SC / ST Candidates belonging to Tamil Nadu on production of a copy of Permanent Community Certificate) as entrance test fee for any one of the Programmes either (1) M.B.A. or (2) M.C.A. or (3) M.E./M.Tech./M.Arch./ M.Plan.

If a candidate desires to appear for more than one programme, for every additional programme, he / she has to pay Rs.300/- (Rs.150/- for SC/ST candidates belonging to Tamil Nadu) along with the filled-in application.

SPOT REGISTRATION: Hall Tickets will be issued to the candidates who come in person to the following Co-ordinating Centres with cash or D.D. for the required amount towards Entrance Test fee and a copy of 10th Std. Mark Sheet.

1. Examination Centre, Anna University Chennai, Chennai, 2. Govt. College of Technology, Coimbatore, 3. Annamalai University, Chidambaram, 4. PSNA College of Engg. & Technology, Dindigul, 5. Institute of Road and Transport Technology, Erode, 6. Alagappa College of Engg. & Technology, Karaikudi, 7.Thiagarajar College of Engg., Madurai, 8. Govt. Polytechnic College, Nagercoil, 9. Govt. College of Engg., Salem, 10. Kunthavai Naachiyaar Govt. Arts College for Women, Thanjavur, 11. Govt. College of Engg., Tirunelveli, 12. Anna University Trichy, Trichy, 13. Thanthai Periyar Govt. Institute of Technology, Vellore, 14. University College of Engg., Villupuram, 15. Kamaraj College of Engg., Virudhunagar.

REGISTRATION THROUGH INTERNET: The candidates can also register through internet by logging on to www.annauniv.edu/tancet2010.

1. Examination Centre, Anna University Chennai, 2. Govt College of Technology, Coimbatore, 3. Thiagarajar College of Engg, Madurai, 4. Govt College of Engg, Salem, 5. Bishop Heber College, Trichy, 6. Govt. College of Engg, Tirunelveli and 7. Thanthai Periyar Govt. Institute of Technology, Vellore.

TANCET Application Form

Application Form is common for all the three entrance tests.

The completed application (registered through Internet) should reach The Secretary, TANCET, Examination Centre, Anna University Chennai, Chennai 600 025 on or before 26.04.2010, by 5.30 p.m.

Date and Time of TANCET 2010 Entrance Tests:

M.B.A	29.5.2010	10.00 a.m. to 12.00 noon
M.C.A	29.5.2010	02.30 p.m. to 04.30 p.m.
M.E./M.Tech./M.Arch./M.Plan.	30.5.2010	10.00 a.m. to 12.00 noon

TANCET 2010 Important Dates:

i) Commencement of Online / Internet Registration and issue of Application form in Person

ii)Last date for Online / Internet Registration and Issue of Application at Co-ordinating Centres, Bank Counters and by post (other than Examination Centre, Anna University Chennai)

iii)Last date for Online Registration, issue and submission of application Form at Examination Centre, Anna University Chennai, Chennai 25 :26.04.2010

The completed application forms should reach The Secretary, TANCET, Examination Centre, Anna University Chennai, Chennai 600 025 on or before 26.04.2010, by 5.30 p.m.. The Applications received after the due date and time will not be considered at any cost.

TANCET –2010 Applications from 29.3.2010 The Demand Draft should be drawn in favour of The Director, Entrance Examinations, Anna University Chennai, payable at Chennai, obtained from any Nationalized bank on or after 29.03.2010.

MPPSC Taxation Assistant Recruitment Syllabus Test Pattern

MPPSC Taxation Assistant Recruitment Syllabus

MPPSC Taxation Assistant Recruitment Test Pattern

MPPSC Taxation Assistant Selection Scheme

Paper – First
GENERAL STUDIES
Section – A : GENERAL STUDIES
1. General Science and Environment Questions on general science and Environment will cover general appreciation and understanding of science including matters of every day observation and experience as may be expected of a well educated person who has not made a special study of any particular scientific discipline.
2. Current Events of National & International Importance In current events knowledge of significant National and International leveling will be tested.
3. History of India and Independent India
In History, questions of general knowledge related to social, economic and political aspects will be asked. Also, there will be questions on Indian National Movement and Development of Independent India.
4. (1) Geography of India
There will be questions of general knowledge relating to Physical, social and economic geography. It will also include questions on Indian Agriculture and Natural resources. There will be questions pertaining to demography and census of India.
(2) General Geographical awareness of world.
5. Indian Polity and Economy
Political system and constitution of the country, Panchayati Raj, social system, economic development, elections, political parties, plans, industrial development, foreign trade and economic and financial institutions.
6. Sports
Important games and sports tournaments, Awards and personalities for M.P., India, Asia and World.
7. General Mental Ability
Numerical ability, reasoning, coding, data analysis and interpretation and analogy.
8. Information and Communication Technology Questions pertaining to characteristics, uses, and terminologies such as website, online, search engine, e-mail, video mail, chatting, video conferencing, hacking, cracking, virus and cyber crime.
Section – B General Introduction of Madhya Pradesh
1. Geography
General Introduction of Madhya Pradesh, area, topography and structure, physical and geographic areas and climate.
2. Natural Resources of Madhya Pradesh
Mineral Wealth. Forest Wealth and Wild Life. Agriculture and Live stock, Regional distribution of crops, planned development ofAgriculture, Green Revolution, Development of Live stock. Water Resources – Development of Irrigation and Irrigation projects.
3. Human Resources
Population, Population Density, Urban and Rural population, Literacy and Labours.
4. Energy Resources
Questions will attempt to assess the general awareness of condidates about the conventional and non-conventional sources of energy and their uses in human life.
5. Industries
Attempt will be made to assess the general awareness of candidates about the types and size of industries and their impact on state economy.
6. Environment
Questions will be related to environment and its protection, pollution, natural climates and
their impact on quality of human life.
7. Planning and Evaluation
Attempt will be to assess the general awareness of candidates about different aspect off five year plans till date, various programmes of urban and rural development, economic planning and its evaluation and status of Madhya Pradesh in the context of Country.
8. Administrative Structure of Madhya Pradesh
Questions will be related to general knowledge of candidates about administrative units – Division, District, Tehsil and Development-Blocks; their relationship and administrative structure.
9. Rural and Urban Administrative Structure
Questions will be pertaining to the general knowledge of candidate about organization and administrative structure of Pachayati Raj, Municipality and Municipal corporation.
10. Games and Sports
Attempt will be made to assess the awareness of candidates related to organization, management and facilities for different games and sports. The questions will also be related to different State awards, and personalities and contribution of Government and non Government agencies.
11. Culture, Literature, Music, Dance, Arts and History of Madhya Pradesh
1. Culture
The questions will be related to nature, types their salient features and impact on human life.
2. Literature
(1) Ancient - Kalidas, Bharthari, Bhavbhuti, Vanabhatta.
(2) Medieval - Keshav, Padmakar, Bhushan.
(3) Modern - Pandit Makhanlal Chaturvedi, Subhadra Kumari Chauhan, Gajanan Madhav Muktibodh, Balkrishna Sharma “Navin”, Bhavani Prasad Mishra, Harishankar Parsai, Sharad Joshi, Mulla Ramoozi, Dr. Shiv-Mangal Singh, Suman and Nanddulare Vajpai
(4) Folk Literature / Dialects of Madhya Pradesh.
3. Music & Dance Tradition
(1) Music Tradition – Tansen, Ustad Allauddin Khan, Ustad Hafiz Ali Khan, Pandit
Krishna Rao, Shankar Pandit, Rajabhaiya Poonchwale, Ustad Amir Khan, Kumar Gandharva, Maharaj Chakradhar Singh Pandit Kartik Ram.
(2) Dance tradition - Major styles of folk music, major folk dances.
4. Arts
Questions of general nature will be related to characteristics of Rock painting, folk panting, modern painting school and important painters. It will also have questions related to major folk and other theatres.
5. Major Scheduled Tribes
It will assess the general awareness of candidates related to names, characteristics, habitats, major fairs and festivals and cultural structure of major scheduled tribes. It will also have questions related to different programmes of State Government for the upliftment of Scheduled Tribes.
6. Programmes of State Government in the field of Culture The questions will attempt to assess general knowledge of the candidate related to literasy academics and institutions. The questions will also be related to different Music and Fine Arts Schools and Cultural festivals. There will be questions awards given by the state for the significant contribution in the filed of literature, music and fine arts.
7. Archaeological Heritage
The questions of general knowledge will be related to significance and characteristics
of major historical, archaeological and tourist places.
8. Historical perspective of Madhya Pradesh
The questions will be related to creation of M.P. and important dynesties and rules of
M.P., It will also have questions related to contribution of M.P. in freedom movement.
Paper – Second
Commerce
1. Theoritical Accounting
Nature, Objectives, Principles, Concept, Convention & limitation, Accounting Process.
2. Practical Accounting
Final Accounts with Adjustiments, Capital and Revenue Items, depreciation Reserves – Provisions and Funds.
3. Partnership Accounts
Partnership deed, Admission, Retirement, Death and dissolution.
4. Company Accounts Issue, forfeiture and re-issue of shares, Issue of Right and Bonus Shares, Issue and Redemption of Debenture, Final Accounts, Analysis and Interpretation of Published Accounts.
5. Cost Accounts
Nature, objectives & importance, Elements of cost, Cost-sheets, Tenders, Reconciliation of cost and Financial Accounts.
6. Auditing
Nature, objects and importance; Audit Programme, Appointment of Auditor, Rights, Duties and Liabilities of an Auditor.
7. Management
Concepts – treditioanl & Modern Functions of Management : Planning, Organisation, Staffing, Direction, co-ordination & control, decision making , Communication Professional Management.
8. Secretarial Practics
Appointment of company secretary, Rights, duties and liabilities of company secretary, position of Campany Secretary Meetings- Drafting, Notice, Agenda & minutes.
9. Commercial Maths.
Simultaneous Equations, Calculation of Average, Ratio, Commission, Profit & Loss and Interest- Simple & Compound.
10. Different Dimensions of Commerce
(1) Entrepreneurship – Nature, Functions and importance.
(2) Stock exchange – Functions and Importance.
(3) Multi national companies & their functions.
(4) Factors affecting Business Environment.
(5) Characteristics of E-commerce.
(6) Application of Computers in business.
11. Taxation
1. Value Added Tax : General Introduction, Various Provisions & Computation of Value Added tax.
2. Central Sales Tax : General Introduction, Various Provisions and Computation of Central Sales Tax.
3. Entry Tax : General Introduction.

CCS University Campus Entrance Test Syllabus and Pattern

Syllabus of Entrance Test
For M.Phil Courses:
There would be 100 objective type questions of multiple choices in all. Out of these First Paper of 30 questions will be based on general knowledge, reasoning and mental aptitude. And the Second Paper of remaining 70 questions will be from the subject concerned covering the syllabus of the respective disciplines of M.A. / M.Sc. / M.Sc. (Ag)/M.Ed of Chaudhary Charan Singh University, Meerut.

Course content:

(For M.Phil Entrance Test)
Question Paper First:
No. of questions : 30
Duration : 35 Minutes
Content : General knowledge, Reasoning, Mental Aptitude.

For P.G. Courses:
For M.A. / M.Sc. / M.Sc. (Ag)/M.Ed/M.P.Ed programmes, the test will be based on the syllabus of B.A. / B.Sc. / B.Sc. (Ag)/B.Ed./B.P.Ed of Chaudhary Charan Singh University, Meerut. However, for M.A. Economics, the third Question paper will consist of two parts, the first part containing questions of Economics (Graduate level) and the second part containing questions on Mathematics (Intermediate level) and a candidate is required to attempt any one out of these two parts.
Course content
(For P.G. Entrance Test)
Entrance Test in each Subject will consist of following three question papers. (From Group- A to Group- G. But Group H will contain two papers only)
Question Paper First:
No. of questions : 30
Duration : 35 Minutes
Content : General knowledge, Reasoning, Mental Aptitude.
Question Paper Second:
No. of questions : 30
Duration : 35 Minutes
Content : General understanding of all the Subjects at Undergraduate level.
Question Paper Third:
No. of questions : 40
Duration : 50 Minutes
Content : Content will be based on the concerned subject, in which a candidate intends to seek the admission.

(For Campus M.Ed. Entrance Test)
Campus M.Ed. Entrance Test will be conducted vide U.P. G.O. Siksha (11) Anubhag No. : 244/15-11- 92-3(58)/79, Lucknow dated December, 1992. For implementing this ordinance/order there would be 250 objective type multiple choice questions divided as mentioned:

Question Paper Second:
No.of questions : 70
Duration : 85 Minutes
Content : Syllabus of M.A. / M.Sc. / M.Sc. (Ag) of Chaudhary Charan Singh
University, Meerut.

Serial No.	Subject	No. of Questions	Marks
A	Mental Ability	100	100
B	Subject Aptitude (B.Ed.)	100	100
C	Language Ability	50	50
	Grand Total	250	250

The duration of the test will be three hours. Candidates who obtain at least 45% marks in Entrance Test will be considered eligible for the admission. Rest of the academic qualifications will be taken into account as mentioned in the captioned G.O.

{For Diploma & Certificate Courses (Regular/Self Finance) Entrance Test} Minimum Qualification of these courses is intermediate with at least 45% marks. Entrance test will be held in two papers

Question Paper First:
No.of questions : 30
Duration : 35 Minutes
Content : General knowledge, Reasoning, Mental Aptitude.

Question Paper Second:
No.of questions : 70
Duration : 85 Minutes
Content : Syllabus of concerned subject.

The pattern of questions
The pattern of questions for all classes will be objective type containing questions of multiple choices (A, B, C, D). The candidate will tick the appropriate choice according to the instruction of the question. For each correct question one mark will be awarded. For each wrong question one-fourth mark will be deducted.

MAHAGENCO Junior Engineer Written Test Results RESULT

MAHAGENCO Junior Engineer Written Test Results 2010

MAHAGENCO Junior Engineer Selected Candidate List For Interview

Maharashtra State Power Generation Co. Ltd Results

List of candidates who are called for personal interview for the post of Junior Engineer & Junior Engineer (Civil) against their names as per Mahagenco advt. no 08/2009
As per Mahagenco advt. no. 08/2009 the written examination was held on 14/03/2010.

The candidates listed below are found prima facie suitable as per the requirements of the Mahagenco advertisement no. 08/2009. The interview call letters are already sent to these candidates by post,SMS & email.
They are requested to attend for personal interview at following venue on Date & time mentioned against their names. They are requested to follow the instructions, mentioned below.

Venue-: SARDAR PATEL COLLEGE OF ENGINEERING,
BHAVAN’S CAMPUS, MUNSHI NAGAR,
ANDHERI (WEST), MUMBAI-400058

Instruction:-
1) Before coming for the personal interview, please ensure that you are eligible according to the criteria stipulated in the advertisement. If you are not eligible , your candidature will be cancelled at any stage of the process of the interview.(Please note that even if you qualify in the written examination and subsequently if it is found that you do not fulfill the eligibility criterion, your candidature will be cancelled.)
2) Please note that this call letter does not constitute an offer of employment.
3) Any canvassing by or on behalf of the candidates or to bring political or other outside influence with regard to their selection/recruitment and any act that will hurdle the process shall be considered DISQUALIFICATION.
4) Candidates failing to comply with the instruction will not be permitted to appear for personal interview.
5) Candidates who belong to VJ(A), NT(B), NT(C),NT(D), SBC and OBC will have to produce Non Creamy Layer certificate at the time of personal interview.
6) All reserved category Candidates will have to produce CASTE VALIDITY CERTIFICATE at the time of interview, since it is mandatory as per Govt.Rules.
7) You will have to produce all original certificates regarding your Educational Qualifications i.e. Mark Sheets, Degree certificates, Age, S.S.C. Certificate & Caste Certificate, Non-Creamy Layer Certificate, Caste validity certificate, Experience certificate etc., together with one attested true copy of each of these certificates at the time of interview.
8) If the process of Personal Interview is not completed on the same day, it will be continued / held on the next day. You are therefore, requested to come duly prepared for the same at your own cost.
9) If you are working in Govt./Semi Govt./ Private , you will have to submit N.O.C. from your present employer, while attending personal interview.

Interview Selected Candidate List http://www.mahagenco.in/Consolidated-Interview_for_je_je_civil_08_2009_26March2010.pdf

Tags: mahagenco mahagenco interview call latters mahagenco junior engineer call latters mahagenco junior engineer personal interview call latter MAHAGENCO Junior Engineer Selected Candidate List For Interview MAHAGENCO Junior Engineer Written Test Results 2010 mahagenco recruitment 2010 mahagenco recruitment written test results 2010

Indian Institute of Technology Hyderabad PhD Admission 2010 Notification

Indian Institute of Technology Hyderabad Ph.D Admission Notification 2010

Indian Institute of Technology (IIT) Hyderabad Admission to the Ph.D. Programmes 2010

Applications are invited for admission to the Doctor of Philosophy (Ph.D.) programmes of the Institute commencing from July 2010.

Departments
(a) Engineering: Chemical Engineering, Civil Engineering, Computer Science & Engineering, Electrical Engineering, Materials Science and Engineering, and Mechanical Engineering;
(b) Sciences: Chemistry, Mathematics, and Physics;
(c) Liberal Arts (LA): Economics, Literature, Culture Studies, Gender Studies
Minimum Qualifications
(a) Engineering: M.Tech./M.E./M.Sc.(Engineering) degree with first class or equivalent in the respective or allied areas. Candidates with Bachelor’s degree in Engineering/Technology or Master’s degree in Sciences in an allied area with exceptional academic record and possessing a valid GATE score may also apply.
(b) Sciences & LA: M.Sc./M.A. degree with first class or equivalent in respective or allied areas with a valid GATE/UGC Net/CSIR JRF/NBHM score.

General Information
Financial support (i.e., assistantship or scholarship) will be provided to all Indian students enrolled in the Ph.D. programme provided they do not receive any other form of financial assistance.
Applicants working in Government of India R&D Organizations/Laboratories are eligible to apply. Such applicants (a) need to be deputed on leave by the parent organization/department, for completing the course requirement (b) do not require GATE qualification, and (c) will not be paid any assistantship or scholarship by IIT Hyderabad.
Reservation
15% seats are reserved for SC candidates, 7.5% for ST and 27% for OBC. Also, up to 3% of seats are reserved for persons with physical disability (PD) in each category as per Government of India rules.

Forms
Application Form download here MS Word or PDF Format.
Certificate of Employer Form download here MS Word or PDF Format.
Acceptance of Co-Supervisor Form download here MS Word or PDF Format.
Instructions to Fill Application Form for Ph.D. Programme MS Word or PDF Format.

Application Deadline
Download the application form from www.iith.ac.in and after duly filling it send as an email attachment to phd_2010_applications@iith.ac.in on or before 20 April 2010. Candidates desirous of applying for more than one PhD program must apply separately for each program.
There will be an application fee of Rs.200/- for General/OBC category and Rs.100/- for SC/ST category. A demand draft in the name of “Registrar IIT Hyderabad” Payable at SBI, KANDI branch, for the above should be sent to address given below.

Contact
For more information, please contact:
Dean (Academics)
Indian Institute of Technology Hyderabad
Ordnance Factory Estate
Yeddumailaram 502205
Andhra Pradesh
eMail: dean_academics@iith.ac.in

Hamdard University MBA Admission Application Form date

Hamdard University MBA Admission 2010 Application Forms

Jamia Hamdard University MBA Admissions 2010

Important Dates For MBA Programme
Last date for On-line Application Form filling: 30th March 2010
Display of Short Listed Candidates and Admit Cards: By 12th April 2010 on the University Notice Board & Website
GD and Interview: 20th, 21st, 22nd, 23rd April 2010
Announcement of Selection Lists: By 5th May 2010 on the University Notice Board & Website
Closure of admission: 31st May 2010
Commencement of Induction Programme: 1st July 2010

Important Dates For Other Courses
Last date for On-line Application Form filling: 15th April 2010
Display of Admit Cards: By 30th April 2010 on the University Website
Entrance Tests: 20th May to 24th May 2010
Announcement of Selection Lists: By 15th June 2010 on the University Notice Board & Website

Commencement of Classes: 15th July 2010
Closure of Admission: 15th July 2010

Before filling the Application Form, please read the instructions carefully
1. Application form and processing fee may be paid through Credit Card/Demand Draft of any reputed bank of the required amount in favour of “JAMIA HAMDARD” payable at New Delhi. Details of the draft must be filled in the columns carefully.
2. The cost of Application form (Online) :
* Indian Nationals : Rs. 500/-

* Foreign Nationals/NRIs/Sponsored Candidates: Rs. 1500/- (or US $ 30)
3. The Entrance Test / Processing fee (non refundable) for each course of study :
* Indian Nationals : Rs. 500/-

* Foreign Nationals/NRIs/Sponsored Candidates: Rs. 2000/- (or US $ 40)
4. If the candidate has not paid online through Credit Card and or not uploaded his/her scanned photo and signature, then he/she has to send the printed form alongwith the required amount of fee (through D.D) after pasting a photo and signature on the printed form.
5. The candidate should have a printer attached to the computer because he/she is required to send a print of the online application form to JAMIA HAMDARD if the candidate has not paid online through Credit Card and or not uploaded his/her scanned photo and signature.
6. Print only on an A4 size paper in “Portrait Layout”. Print only if the Bar Code appears properly on the screen, else refresh(Press F5) the page and then print.
7. Those applying for MPharm and their GPAT result is awaited, must fill in the allocated space 000. This will enable the candidate to submit the Online form and it will be deemed that GPAT result is awaited.
8. Once you complete your online application form and submit the same but payment was not made online and photo and signature is not uploaded then take a print out and send the same to JAMIA HAMDARD after doing the needful as follows:
* Sign in the Box provided for the purpose.

* Paste your photograph in the box provided for the purpose.
* Enclose the demand draft of the applicable amount with full name, address and application number on the reverse of the demand draft.
9. The candidate is required to send the attested photocopies of the listed documents (Do not send Original certificates) along with the printed form, mentioning the Form No. on all documents in an A4 size envelope. (DO NOT STAPLE THE DOCUMENTS WITH THE FORM. USE U-CLIP)
* Mark-sheet of the qualifying examination passed, if the result has been declared.
* Mark-sheet of all other examinations passed (including I yr, II yr and III yr or of graduate examinations).
* Certificate in respect of claim of benefit under any category.
* GATE/GPAT/MAT score card letter / NET qualification letter.
* Photocopy of your passport (for Foreign Nationals/NRIs).

* Enclose copy of the requisite certificate, if belonging to SC/ST/PH category.
* Any other document certificate in support of your application (TOEFL / IELTS score etc. in case of international students).

10. Once this form is received at the University with necessary enclosures, the online database will be updated and the candidate will be able to see the status of his/her application online. For this purpose the candidate needs to remember the password since it will be required along with the application no. for checking the status of the application.
11. Send in your completed application form to The Assistant Registrar (Admissions), Jamia Hamdard, Hamdard Nagar, New Delhi – 110 062 (India). Do not fold the application form. Use an A4 size envelope without folding.
12. Incase of any queries, kindly send in your e-mails to mibrahim@jamiahamdard.ac.in or call 011-26059688 Ext: 5389 & 5390. on all working days between 9a.m to 6p.m
13. Incase of any technical queries related to online filling/submission of application form, you may contact the technical helpline at 09650160490 on all working days between 9a.m to 6p.m
14. The applicant is required to fill in the Application form by himself or herself.
15. Last date for submitting online application form : 30th March 2010 for admission to various MBA courses
16. Last date for submitting online application form : 15th April 2010 for all other courses

Online Application

SBI Clerk Interview Questions State Bank Of India Clerk Interview Questions

SBI Clerk Interview Questions

State Bank Of India Clerk Interview Questions

SBI Clerk Interview Preparation Tips

Why do you want to enter banking?
* You need to talk about Banking – what the interviewer seeks for is a person who is flexible to be along with the given timings, someone who can cope up with writing bits and bobs or a person who can benefit them with more development .Your answer can have following bulleted points.
o Banking is a fast changing environment
o Retail banking is now very competitive – from telephone banking, retailers and etc Banking is thus now largely sales driven.

# You can even talk about IT getting changes and clearing banks offers a wide range of career opportunities for graduates – not just in branch banking but also in financial services, consultancy and corporate banking.
Have you applied to any other areas apart from banking?

* Here off course your answer will hold some other finance or sales and marketing careers – insurance or accountancy, altogether these careers should have skills related to banking.
How do you feel about committing yourself to another three years of exams?

* The professional examinations that you will almost certainly be required to take as part of your training are not always difficult in themselves, but do require determination and focus- especially as much of your study will be done in the evenings after a hard days work.
You should also be aware of the range of qualifications open to you – many of the large clearing banks offer the opportunity to gain qualifications in marketing, personnel or accountancy – not just banking.
Tell me about an experience in which you had to use tact?
Tact and diplomacy are important qualities in retail banking – the customer is (almost!) always right. You may have to tell an account holder diplomatically why they can’t have a loan for example, without provoking them into moving their account elsewhere.
To answer this type of question, think through everything you have done in the last five years – school, university, sports, clubs, societies, travel, vacation jobs etc. and try to think of situations where you had to demonstrate this and other qualities – do this before your interview.
If you have completed a number of employer application forms, then you should already have done this as this type of question is now common on application forms.

Who are our major competitors and what differences do you notice in our products?
The company will be expecting that you have done your research on the industry generally. You should be familiar with the bank’s products and services – literature on these can be picked up at any branch. Read the banks brochures and annual reports – these may be in the careers information room.
Be aware of current trends in the market and try to find out what each bank is doing in these areas.

What is SLR?
Every bank is required to maintain at the close of business every day, a minimum proportion of their Net Demand and Time Liabilities as liquid assets in the form of cash, gold and un-encumbered approved securities. The ratio of liquid assets to demand and time liabilities is known as Statutory Liquidity Ratio (SLR). Present SLR is 24%. (reduced w.e.f. 8/11/208, from earlier 25%) RBI is empowered to increase this ratio up to 40%. An increase in SLR also restrict the bank’s leverage position to pump more money into the economy.

What is SLR ? (For Non Bankers)
SLR stands for Statutory Liquidity Ratio. This term is used by bankers and indicates the minimum percentage of deposits that the bank has to maintain in form of gold, cash or other approved securities. Thus, we can say that it is ratio of cash and some other approved to liabilities (deposits) It regulates the credit growth in India.

What are Repo rate and Reverse Repo rate?
Repo (Repurchase) rate is the rate at which the RBI lends shot-term money to the banks. When the repo rate increases borrowing from RBI becomes more expensive. Therefore, we can say that in case, RBI wants to make it more expensive for the banks to borrow money, it increases the repo rate; similarly, if it wants to make it cheaper for banks to borrow money, it reduces the repo rate

What are Repo rate and Reverse Repo rate?
Repo (Repurchase) rate is the rate at which the RBI lends shot-term money to the banks. When the repo rate increases borrowing from RBI becomes more expensive. Therefore, we can say that in case, RBI wants to make it more expensive for the banks to borrow money, it increases the repo rate; similarly, if it wants to make it cheaper for banks to borrow money, it reduces the repo rate
Thus, we can conclude that Repo Rate signifies the rate at which liquidity is injected in the banking system by RBI, whereas Reverse repo rate signifies the rate at which the central bank absorbs liquidity from the banks.

What is the difference between Bank Rate and Repo Rate?
Bank Rate vs Repo Rate
Bank Rate is the rate at which RBI allows finance to commercial banks in India. There are difference types of refinance that can be availed by banks and these are linked to Bank Rate. Thus, banks can borrow at this rate only to the extent of their eligibility for refinance.
On the other hand, Repo is a money market instrument, which enables collateralised short term borrowing and lending through sale/purchase operations in debt instruments. Under a repo transaction, a holder of securities sells them to an investor with an agreement to repurchase at a predetermined date and rate. In the case of a repo, the forward clean price of the bonds is set in advance at a level which is different from the spot clean price by adjusting the difference between repo interest and coupon earned on the security. In the money market, this transaction is nothing but collateralised lending as the terms of the transaction are structured to compensate for the funds lent and the cost of the transaction is the repo rate. Thus, a bank can borrow under repo provided he has the extra securities which it can lend temporarily to RBI for borrowing short term funds.

What is relation between Inflation and Bank interest Rates?
Now a days, you might have heard lot of these terms and usage on inflation and the bank interest rates. Bank interest rate depends on many other factors, out of that the major one is inflation. Whenever you see an increase on inflation, there will be an increase of interest rate also

What is a bank?
A bank is a financial institution whose primary activity is to act as a payment agent for customers and to borrow and lend money. It is an institution for receiving, keeping, and lending money

What is the activity of Banks?
Banks act as payment agents by conducting checking or current accounts for customers, paying cheques drawn by customers on the bank, and collecting cheques deposited to customers’ current accounts. Banks also enable customer payments via other payment methods such as telegraphic transfer, EFTPOS, and ATM.
Banks borrow money by accepting funds deposited on current account, accepting term deposits and by issuing debt securities such as banknotes and bonds. Banks lend money by making advances to customers on current account, by making installment loans, and by investing in marketable debt securities and other forms of money lending.
Banks provide almost all payment services, and a bank account is considered indispensable by most businesses, individuals and governments. Non-banks that provide payment services such as remittance companies are not normally considered an adequate substitute for having a bank account.
Banks borrow most funds from households and non-financial businesses, and lend most funds to households and non-financial businesses, but non-bank lenders provide a significant and in many cases adequate substitute for bank loans, and money market funds, cash management trusts and other non-bank financial institutions in many cases provide an adequate substitute to banks for lending savings to.

What is Banking Business?
“Banking Business” means the business of receiving money on current or deposit account, paying and collecting cheques drawn by or paid in by customers, the making of advances to customers, and includes such other business as the Authority may prescribe for the purposes of this Act.

What is Accounting for Bank Accounts?
Bank statements are accounting records produced by banks under the various accounting standards of the world. Under GAAP and IFRS there are two kinds of accounts: debit and credit. Credit accounts are Revenue, Equity and Liabilities. Debit Accounts are Assets and Expenses. This means you credit credit accounts to increase their balances and you debit debit accounts to increase their balances.

This also means you debit your savings account every time you deposit money into it (and the account is normally in deficit) and you credit your credit card account every time you spend money from it (and the account is normally in credit).

However, if you read your bank statement, it will say the opposite- that you have credited your account when you deposit money, and you debit when you withdraw it. If you have cash in your account you have a positive or credit balance and if you are overdrawn it will say you have a negative or a deficit balance.

The reason for this is because the bank, and not you, has produced the bank statement. Your savings might be your assets, but it is the bank’s liability, so your savings account is a liability account which is a credit account and should have a positive credit balance. Your loans are your liabilities but the bank’s assets so they are debit accounts which should have a negative balance.
Below where bank transactions, balances, credits and debits are discussed, they are done so from the viewpoint of the account holder which is traditionally what most people are used to seeing.

What are the commercial roles of the Banks ?

However the commercial role of banks is wider than banking, and includes:
* However the commercial role of banks is wider than banking, and includes:
* issue of banknotes (promissory notes issued by a banker and payable to bearer on demand)

* processing of payments by way of telegraphic transfer, EFTPOS, internet banking or other means

* issuing bank drafts and bank cheques
* accepting money on term deposit

* lending money by way of overdraft, installment loan or otherwise
* providing documentary and standby letters of credit (trade finance), guarantees, performance bonds, securities underwriting commitments and other forms of off balance sheet exposures

* safekeeping of documents and other items in safe deposit boxes
* currency exchange

* sale, distribution or brokerage, with or without advice, of insurance, unit trusts and similar financial products as a ‘financial supermarket’

What are the Economic functions of Banks?

The economic functions of banks include:
1. issue of money, in the form of banknotes and current accounts subject to cheque or payment at the customer’s order. These claims on banks can act as money because they are negotiable and/or repayable on demand, and hence valued at par and effectively transferable by mere delivery in the case of banknotes, or by drawing a cheque, delivering it to the payee to bank or cash.
2. netting and settlement of payments — banks act both as collection agent and paying agents for customers, and participate in inter-bank clearing and settlement systems to collect, present, be presented with, and pay payment instruments. This enables banks to economise on reserves held for settlement of payments, since inward and outward payments offset each other. It also enables payment flows between geographical areas to offset, reducing the cost of settling payments between geographical areas.

3. credit intermediation – banks borrow and lend back-to-back on their own account as middle men

4. credit quality improvement – banks lend money to ordinary commercial and personal borrowers (ordinary credit quality), but are high quality borrowers. The improvement comes from diversification of the bank’s assets and the bank’s own capital which provides a buffer to absorb losses without defaulting on its own obligations. However, since banknotes and deposits are generally unsecured, if the bank gets into difficulty and pledges assets as security to try to get the funding it needs to continue to operate, this puts the note holders and depositors in an economically subordinated position.

5. maturity transformation — banks borrow more on demand debt and short term debt, but provide more long term loans. In other words; banks borrow short and lend long. Bank can do this because they can aggregate issues (e.g. accepting deposits and issuing banknotes) and redemptions (e.g. withdrawals and redemptions of banknotes), maintain reserves of cash, invest in marketable securities that can be readily converted to cash if needed, and raise replacement funding as needed from various sources (e.g. wholesale cash markets and securities markets) because they have a high and more well known credit quality than most other borrowers.

What are the different channels of Banking you use in your daily life ?

Banks offer many different channels to access their banking and other services:
* A branch, banking centre or financial centre is a retail location where a bank or financial institution offers a wide array of face-to-face service to its customers.

* ATM is a computerized telecommunications device that provides a financial institution’s customers a method of financial transactions in a public space without the need for a human clerk or bank teller. Most banks now have more ATMs than branches, and ATMs are providing a wider range of services to a wider range of users. For example in Hong Kong, most ATMs enable anyone to deposit cash to any customer of the bank’s account by feeding in the notes and entering the account number to be credited. Also, most ATMs enable card holders from other banks to get their account balance and withdraw cash, even if the card is issued by a foreign bank.

* Mail is part of the postal system which itself is a system wherein written documents typically enclosed in envelopes, and also small packages containing other matter, are delivered to destinations around the world. This can be used to deposit cheques and to send orders to the bank to pay money to third parties. Banks also normally use mail to deliver periodic account statements to customers.

* Telephone banking is a service provided by a financial institution which allows its customers to perform transactions over the telephone. This normally includes bill payments for bills from major billers (e.g. for electricity).
* Online banking is a term used for performing transactions, payments etc. over the Internet through a bank, credit union or building society’s secure website.

How many type of banks there are ?
Banks’ activities can be divided into retail banking, dealing directly with individuals and small businesses; business banking, providing services to mid-market business; corporate banking, directed at large business entities; private banking, providing wealth management services to high net worth individuals and families; and investment banking, relating to activities on the financial markets. Most banks are profit-making, private enterprises. However, some are owned by government, or are non-profits.

Central banks are normally government owned banks, often charged with quasi-regulatory responsibilities, e.g. supervising commercial banks, or controlling the cash interest rate. They generally provide liquidity to the banking system and act as the lender of last resort in event of a crisis.

Type of Retail Banks
* Commercial bank: the term used for a normal bank to distinguish it from an investment bank. After the Great Depression, the U.S. Congress required that banks only engage in banking activities, whereas investment banks were limited to capital market activities. Since the two no longer have to be under separate ownership, some use the term “commercial bank” to refer to a bank or a division of a bank that mostly deals with deposits and loans from corporations or large businesses.

* Community Banks: locally operated financial institutions that empower employees to make local decisions to serve their customers and the partners
* Community development banks: regulated banks that provide financial services and credit to under-served markets or populations.

* Postal savings banks: savings banks associated with national postal systems.

* Private banks: manage the assets of high net worth individuals.
* Offshore banks: banks located in jurisdictions with low taxation and regulation. Many offshore banks are essentially private banks.
* Savings bank: in Europe, savings banks take their roots in the 19th or sometimes even 18th century. Their original objective was to provide easily accessible savings products to all strata of the population. In some countries, savings banks were created on public initiative, while in others socially committed individuals created foundations to put in place the necessary infrastructure. Nowadays, European savings banks have kept their focus on retail banking: payments, savings products, credits and insurances for individuals or small and medium-sized enterprises. Apart from this retail focus, they also differ from commercial banks by their broadly decentralised distribution network, providing local and regional outreach and by their socially responsible approach to business and society.

* Building societies and Landesbanks: conduct retail banking.
* Ethical banks: banks that prioritize the transparency of all operations and make only what they consider to be socially-responsible investments.
* Islamic banks: Banks that transact according to Islamic principles.

Diplomate of National Board Centralized Entrance Test 2010 | DNB-CET 2010 Notification

Post Doctoral Courses (CET-SS) – April 2010 (3 years postdoctoral DNB programme)

1. Cardiology
2. Gastroenterology
3. Nephrology
4. Endocrinology
5. Neurology
6. Medical Oncology
7. Haematology
8. Rheunatology
9. Cardio Thoracic Surgery
10. Paediatrics Surgery
11. Genito Urinary Surgery (Urology)
12. Neurosurgery
13. Plastic Sugery
14. Surgical Gastroenterology
15. Surgical Oncology
16. Peripheral Vasular Surgery
17. Neonatology

Eligibility
Candidates who are in possession of Post Graduate Medical degrees from Indian Universities registerable as additional PG qualifications as per the provisions of the Indian Medical Council Act 1956 and possess permanent /provisional registration certificate issued by the Medical Council of India/State Medical Council before the last date of submission of the application form i.e. 6th April, 2010.

How To Apply:
Application can be downloaded from Board’s website www.natboard.edu.in.
Applicants may kindly subscribe the application form envelope- “Application for DNB CET- SS April 2010″for expeditious processing.
Internet Downloaded forms Rs. 750/-
Examination Fee: Rs.3500/-

Last date for receipt of form :06 April 2010
Entrance Date:18 April 2010

Test Centers
Bangalore, Chennai, Delhi, Kolkata, Mumbai

Contact Details
Address: Executive Director, National Board of Examinations, Mahatma Gandhi Marg, Ansari Nagar, New Delhi-110029
Phone: 011-46054605
Website: www.natboard.edu.in
Email: mail@natboard.edu.in

National School of Drama Admission Diploma Course in Dramatic Arts Admission Notice – 2010

National School of Drama (NSD) Admission to Three Year Diploma Course in Dramatic Arts Admission Notice – 2010

Courses:

Applications are invited for admission to its Three Year Diploma Course (full time – residential) in Dramatic Arts. The course starts from July 2010 and aims at training students to become professionals in the area of acting, design and other theatre related disciplines.

Eligibility

1. Graduation in any subject from a recognized University in India or abroad.

2. Participation in at least 6 theatre productions.

3. Working knowledge of Hindi & English.

AGE LIMIT as on 1.7.2010 Minimum 20 years, Maximum 30 years. The upper age limit is relaxable by 5 years for SC / ST candidates only.

How To Apply

Applicants who have been applying for the last 3 years but did not qualify in the preliminary interview need not apply. However, applicants who for qualified in the preliminary interview but could not clear the final interview for the last 2 years may apply.

For receiving the application form and prospectus (in English & Hindi) by post, please write to The Assistant Registrar (Academics), National School of Drama, Bahawalpur House, Bhagwandas Road, New Delhi – 110001 with a crossed Demand Draft / Pay Order, payable at Delhi, of Rs. 225 (Rupees two hundred twenty five only) including Postal Charges, in favour of The Director, National School of Drama, New Delhi. All requests for receiving the form by post should reach the school by 12.04.2010.

The application form & prospectus will also be available from the Book Shop of the National School of Drama from 27.03.2010 to 26.04.2010 on cash payment of Rs. 150/-, between 10.00 A.M. to 1.00 P.M. & 2.00 P.M. to 5.00 P.M. on working days.

The application form can also be downlaoded from the school website www.nsd.gov.in . The downloaded application form should be sent alongwith a Demand Draft of Rs. 150/- in favour of The Director National School of Drama, New Delhi in an envelope titled APPLICATION FOR ADMISSION 2010-13. Forms sent in envelopes without this will not be entertained.

Application forms duly filled-in must reach The Assistant Registrar

(Academics), National School of Drama, Bahawaipur House, Bhagwandas Road, New Delhi – 110001 on or before 26.04.2010. No application will be entertained after this date.

Last date for receipt of form :26 April 2010

Test Centers

Delhi, Kolkata, Bengaluru, Mumbai & Guwahati

Selection Scheme

An Expert Committee constituted by the School will assess the aptitude and talent of the candidates & its decision will be final. Any CANVASSING in this regard will be treated as a disqualification.

MEDIUM OF INSTRUCTION : Hindi / English

Centres for preliminary test:

A preliminary test will be conducted at five centres i.e. Delhi, Kolkata, Bengaluru, Mumbai & Guwahati. The candidates qualifying in this test will have to attend a workshop of 4 or 5 days in the School premises for their final selection for which they will be paid D.A. and II class train / bus fare from the place of their residence to Delhi & back by the shortest ” route, on `submission of ticket / cash receipt. The candidates will also be provided accommodation on modest sharing basis during the workshop.

Financial assistance :

All selected students will be given a monthly scholarship of Rs.3000/- to meet their academic and other expenses.

Physical fitness:

The students selected for admission will be required to undergo a medical test for physical fitness; The preliminary selection is subject to clearance of the fitness test.